Valuations for Buildings and Inventory
Did you know that buildings are on average 30% underinsured! This is due to a sharp increase in the cost of materials and labor over the recent years and the tougher government requirements that must be taken into account be taken into account for full or partial rebuilding after a damage.
The compensation from insurers is adjusted in proportion to that underinsurance and thus has major consequences for you in case you face damage to your buildings, inventory and business losses.
Appraisals ex. Art. 7:960 BW ensure the correct valuation of your property before an unexpected calamity occurs and form the basis of the insured amounts in the insurance contract. In case of damage there is no discussion about the (appraised) values and you can focus on the continuity of business operations.
Valuations of buildings, inventory, machinery and valuables ex. Art. 7:950 BW are performed for fire damage insurance or for business valuations.
In practice we see that insured amounts are (much) too low. This leads irrevocably to a lower payment in case of full or partial damage with all its consequences for you. A thorough expert valuation prevents this risk!
Business appraisals are performed for the takeover of a company, partial purchase or sale of buildings and/or contents, balance sheet valuation, amicable settlement with the tax authorities, conversion of legal form and bankruptcy.
In any case, a thorough valuation by our experienced appraisers is indispensable and gives you peace of mind that these matters have been properly taken care of.
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“An accurate appraisal ensures that you are not under- or over-insured, which is crucial for a smooth and quick claim settlement and prevents unpleasant situations”
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